Welcome to Vital Financial Solutions
Vital Financial Solutions of London (UK), offers a one stop specialist financial solution for anyone requiring advice on Life Insurance/ Life Cover, Pensions, Investments, Mortgages, Savings and Loans.
Our Vital Financial Pension Specialists can deal with a host of pension queries and are aware of all the new changes with regards to the UK pension legislation. We can help ensure that your pension is performing the way you want it to. Our pension advisers are independent and follow all the market pension trends.
If your pension has not been reviewed within the last 6 months or longer, we strongly suggest that you take advantage of our Free Vital Financial Solutions Pension Review Service. We will give free independent pension advice and let you know whether you should keep your pension where it is, or look to move the pension. By not reviewing your pension, you run the risk of the pension not being able to provide you with what you want in your retirement.
We also deal with Group Pensions and SIPPS (Self Invested Personal Pension Schemes) Again, if these types of pension have not been reviewed. We strongly urge you to get in touch and let us review them.
Anyone who wants to retire and stop work has the headache of how they can afford to retire. Many people take out pensions via work or pensions privately. The sad story is, how often are these pensions reviewed? People often start paying into pensions and then change jobs and don’t bother to review what they have. All too often people have money in pension pots, sitting in funds that are not performing and are expensive. Anyone who has not reviewed their pension in the last 12 months should look to review it immediately. We can help Individuals looking to start up pensions as well as review pensions. If you have more than one pension, I strongly urge you to speak with us at VFS, as it is highly likely that you would be better off have just one pension pot as opposed to, as you will be paying two lots of charges.
Also, if you are keen to reduce your corporation tax, and are keen to find out how a pension allows you to reduce your corporation tax bill. Again, one of our Specialist Pension Advisers will be happy to have a free consultation with you.
Group Personal Pensions
We can help your business set up a group scheme for your employees, make sure your employers comply with the new NEST Scheme. Also review existing group arrangements. Individuals who have more than 1 pension – By having more than 1 pension, the likelihood is that you are paying too much on charges. It is often cheaper to have 1 pension with 1 lot of charges as opposed to 3 pensions with 3 lots of charges.
SIPP – Self Invested Personal Pension
Clients looking to have their funds professionally managed, we offer a discretionary service for our clients. Depending on fund size, we have key relationships with the large investment houses who will manage funds on our behalf. Able to advice on all types of SIPP –ie clients looking to buy commercial property via SIPPS We also deal with Group Pensions and SIPPS (Self Invested Personal Pension Schemes) Again, if these types of pension have not been reviewed. We strongly urge you to get in touch and let us review it.