Welcome to Vital Financial Solutions
Vital Financial Solutions of London (UK), offers a one stop specialist financial solution for anyone requiring advice on Life Insurance/ Life Cover, Pensions, Investments, Mortgages, Savings and Loans.
Independent Financial Advisor
Due to the current economic climate there is an increase in demand for different insurance products, like life insurance/ cover, income protection, critical illness and keyman cover etc. Similarly, investors are looking for better investment opportunities because of the low interest rates in conventional investments. There are many internet based financial service firms which helps you to choose generalised financial products. But quite often you end up paying higher premiums or invest in low yield options
To suit all your requirements VFS (Vital Financial Solutions) of UK (London) has built a successful group of Independent Financial Advisors (IFAs) who can help you by giving financial advice to match your circumstances. Unlike our competitors we do not try to offer a generalised insurance product or investment opportunity. We go that extra mile in understanding your personal circumstances and ensure that you received the best value for money and best service.
The majority of people in the UK are worried by the economy. Will they still have a job? Can they still pay their Mortgage? In order to reduce outgoings what should they be cutting back on? The key things that people should not be stopping are their Insurances, such as Life Cover, Critical Illness Cover, Income Protection. What people should be doing is reviewing what they have. If you took out insurance cover more than three years ago, It is highly likely that our independent financial advisors, can either get you more cover for what you are paying or alternatively save you money on what you are paying. The advisors at VFS are well trained and experts in finding you the right insurance for the lowest premium possible. At the same time we ensure that you get the best possible features offering you better value for your premiums. We have relationship with leading insurance providers and in most cases underwriting can be avoided.
Why not speak to a member of our team and see what we can save you on what you are currently paying?
UK Pension Products have changed dramatically in recent days. The final salary pensions are being stopped and life expectancy of the average person has increased. To plan your retirement in such circumstances, the best solution is to start your pension as early as possible. We as independent financial advisors at VFS, know exactly what type of pension advice to give you, whatever your circumstances. Unlike other IFAs we keep tracking what you have and give you the best advise every step of the way. Similarly, due the current housing market trends, it is very difficult for first time buyers to raise deposits and get on the mortgage ladder with a reasonable interest rate. At VFS we have all the expertise you need either to set foot on to the property ladder or to remortgage your property.
Investment & Savings
In the last two to three years, interest rates have been continuously low. This is good for borrowers but not savers. Investing money into the right place is a very vital decision and requires complex planning. This requires expertise in selecting funds, huge research and knowledge of all the sectors or areas to invest into. That is why we are here to ensure that your savings/ investments are going to be invested in the best place and return the money you truly deserve. With any of your investments the most important aim for VFS is to invest it properly. We will undertake an in-depth analysis of your attitude to investment risk, taking into account the returns you wish to achieve or require and your ability to withstand market volatility and losses. We’ll invest your money with proper strategies so that you receive a good return in future.
Benefits of having our IFA
As independent financial advisors we offer these services to you.
- Personalised analysis of your circumstance.
- Products or services to suite your budget and requirement.
- Customer service and advise any time after the service or product sale.
- Offer to meet you in person at your place at your convenient time.